Work through the numbers.

Practical tools for cash flow, receivables, profitability, payroll and planning. Start with your figures or load a clearly labelled example.

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Assets & payroll

Compare three book depreciation methods and inspect a year-by-year schedule.

Estimate 2026 US employee taxes on annual salary for a single filer, with a separate employer FICA breakdown.

Find the sales volume needed to cover fixed costs, using your price and variable cost per unit.

Compare planned and actual amounts by category. Keep expense budgets and revenue budgets in separate calculations.

Build a simple 12-month cash projection from your opening balance, cash receipts and cash payments.

Connect inventory movements to cost of sales, gross profit and inventory turnover.

See what remains after direct costs and compare the result with your own margin target.

See how your receivables compare with a full year of credit sales, then explore a collection target.

Estimate an expense or required allowance, and keep the balance-sheet target separate from the journal adjustment.

Measure collection speed for a chosen period and compare it with your previous DSO.